The path will emerge from there.

AN EMERGENCY CONTACT HAS NO MEANING WHEN IT COMES TO ACCESS.4.

Also, with you having limited funds upfront, how are you planning to handle emergency maintenance that may come up? 

She initially tried to settle out of court for just her medical expenses to the tune of $18,000 (this was 1992) but McDonalds refused.

Same issue on medical. 

Estate planning, writing a will, criminal defense, diagnosing a medical problem, fighting off a big lawsuit in court for a few examples.It's a risk vs reward situation. 

He is coming up on a deadline where he needs to refinance and pay off 2 hard money, and 5 seller financed deals, but some personal and medical issues have dropped his credit score too low to be able to do so.

(leaving enough cash reserves for emergencies, of course). 2) Depending on your advice above, what market(s) would you look into? 

: $12,500Interest Rate: 4.2%Years: 30Payment: $455Net Operating Income (and Cap Ex included because my pro forma sucks)Gross Rent: $1900 (Range is $1600 to $2000 for 3bed 2 bath, this is a 1 bath but it's in a pretty good area)Vacancy: $152 (8% - not a rental town)Net Rent: $1748Repairs: $125 (7.2%)Property Mngmt: $190 (10.9%)Property Taxes: $250 (14.3% and these are rising higher and higher each year)Insurance: $80 (4.6%)Legal & Accounting: $25 (1.4%)Other (Emergency, Capex, Etc.): $125 (7.2%)Monthly NOI = $953Cash FlowMonthly NOI: $953- Payment: $455Monthly Cash Flow: $498Annualized NumbersAnnunal NOI: $11,565Annual Debt Service: $5,457Annual Cash Flow: $5,979ReturnsCash On Cash: 8.02% (I'm looking for at least 8% so this is good)Cap Rate: 7.46% (Again looking for 8% but I'll take it)Please let me know what y'all think!

The court said the landlord should have denied the ESA since it created a medical issue (allergies) for an existing tenant.