I've had to replace a leaky roof in the middle of winter when the tenant started complaining about water leaking - $12,000.

Among those would be food, water, cash, real estate of all types if possible, and bullion type gold and silver.

If tenants trash property you can sue them for damages caused by them but your also liable too since you also have interest in the property and have responsibility to owner.

Once they started repairing the damage, they found that one of the structural supports was burned on one end, but that meant it had to be completely removed/replaced, and a few other major issues.

They gave my wife permission to enter and she said there is not any damage that she noticed.

They are all on one water meter.

Best smallmouth fishing outside the Boundary Waters I've run across.

That water is under the bridge.

So three weeks later it cost me $1000 because of water damage.

Your property is wearing out and you need to account for longer term capital expenses like new roof, water heater, HVAC etc.