Hi BP,I bought a commercial property with two other partners using my Checkbook LLC (Roth IRA).

@Steve HiltabiddleIf you will be doing that many note transactions, you will definitely want to research the Checkbook IRA LLC or Solo 401(k) plan. 

Not sure if this applies to a solo 401k, but can happen in an SD IRA. 

I’m planing on opening a Roth IRA either with vanguard or m1 finance.I was going to invest in either vtfiax,vtsax but the minimum is $3k and I don’t feel comfortable since this will be my first time and I don’t really want to take that much out of my saving right now So I will do that next year when I have more.So my question is what would be the Best to do I feel more comfortable with $1.5k I heard of the lazy 3.

Once you establish a new self-directed IRA, you will contact each of the 401(k) administrators to have them rollover the funds to that IRA. 

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.The site has quite a few tools that can be helpful for new members.

I have no cash for a down payment on a new home, but I have the equity and $170,000 in an IRA and $45,000 in a 401k.I am meeting with a trusted loan officer next week but that's only about what his bank can do for me. 

I have $40,000 in an IRA.

And then they’ll look at the experience of the borrower, and then the borrower’s credit rating, but they are not really going to go much deeper than that.If it’s an institutional lender, they ask for all of these things (the borrower, the asset, and the credit rating of the borrower), but if it’s your normal IRA/401(k) lender, they are less likely to go into that amount of detail but are going to focus mostly on the person and the asset as a general rule--the relationship.

Many members are experts in their respective fields related to real estate investing, whether that is real estate brokerage, wholesaling, flipping, buy and hold, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.There are some pretty cool discounts on various products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/proIf you haven’t checked it out already, the Bigger Pockets blog features links to their awesome podcast and many great articles: https://www.biggerpockets.com/renewsblog/The site has quite a few tools that can be helpful for new members.