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Updated about 5 years ago on . Most recent reply

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84
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Sam Dal
  • New York, NY
8
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84
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Solo 401k for real estate investing

Sam Dal
  • New York, NY
Posted

Folks

I have been doing some reading on this topic. I am a passive investor and typically invest directly in apartment syndicates or funds. Given returns are fairly muted now and historically the stock market has returned approximately 7% annually, does it make sense moving from a regular 401k to a my solo 401k and investing that money in real estate even though there are no tax benefits to be had. I see some folks doing it but don't understand why since a 401k is completely tax-free growth in the first place

thanks

Thx

Most Popular Reply

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Lane Kawaoka
  • Rental Property Investor
  • Honolulu, HAWAII (HI)
2,626
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4,248
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Lane Kawaoka
  • Rental Property Investor
  • Honolulu, HAWAII (HI)
Replied

Generally you try to use non retirement money first for syndications because in deals where a cost seg is done you get the benefit of bonus depreciation.

Personally I got rid of all my retirement accounts for a variety of reasons.

@Sam Dal

  • Lane Kawaoka
  • Loading replies...