Skip to content
×
Pro Members Get
Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 54%
$32.50 /mo
$390 billed annualy
MONTHLY
$69 /mo
billed monthly
7 day free trial. Cancel anytime
×
Take Your Forum Experience
to the Next Level
Create a free account and join over 3 million investors sharing
their journeys and helping each other succeed.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
Already a member?  Login here
Multi-Family and Apartment Investing
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated about 5 years ago on . Most recent reply

User Stats

84
Posts
8
Votes
Sam Dal
  • New York, NY
8
Votes |
84
Posts

Solo 401k for real estate investing

Sam Dal
  • New York, NY
Posted

Folks

I have been doing some reading on this topic. I am a passive investor and typically invest directly in apartment syndicates or funds. Given returns are fairly muted now and historically the stock market has returned approximately 7% annually, does it make sense moving from a regular 401k to a my solo 401k and investing that money in real estate even though there are no tax benefits to be had. I see some folks doing it but don't understand why since a 401k is completely tax-free growth in the first place

thanks

Thx

Most Popular Reply

User Stats

4,248
Posts
2,626
Votes
Lane Kawaoka
  • Rental Property Investor
  • Honolulu, HAWAII (HI)
2,626
Votes |
4,248
Posts
Lane Kawaoka
  • Rental Property Investor
  • Honolulu, HAWAII (HI)
Replied

Generally you try to use non retirement money first for syndications because in deals where a cost seg is done you get the benefit of bonus depreciation.

Personally I got rid of all my retirement accounts for a variety of reasons.

@Sam Dal

  • Lane Kawaoka
  • Loading replies...