@Jeff Caravalho It comes down to volume.  

There is such a high volume of professionals moving to Seattle that we have done very well renting out furnished housing with flexible leases. 

I've only been able to contact one lender, who only funds high volume flippers (one deal per month at least). 

That being said, good things do occasionally swim through it just due to the sheer volume of traffic.

Then they either can't do the right amount of volume to get into the market or write bad loans because of the pressure.  

The low split companies will tell agents to get trained up at the 50/50 companies and then come to them when they get experienced.These days some mainly licensed investors who do not care if their brokerage goes under will do investment activity and slam any licensee in to try and do volume.

The graph is a little older, but it still speaks volumes.

-Banks are in check as far as CDS, CDO and MBS volume.

It's more or less gotten to the point where you cannot do any serious volume as a lender without having at least one full time assistant, which wasn't the case in the 90s or 2000s.

I am sure she does not want to sell and that in itself speaks volumes.