Moral?

They will know that their money is spent on finishes and marketing AND they may get it fairly quickly if the house sells (maybe 3-6 month turnaround which will boost their ROI to 20+%).If I were in your situation then that's how I'd do it.

Moral of the story, it is possible that every single light bulb in a house can be burnt out.

for context - newbie, 42, looking for simple BRRRRs in decent areas, solid tenants with some appreciation potential, but more long term view - not so fussed about cash-flow in short term. quick and simple rehabs for boost in apprisal value desired to dip toe in the BRRRR approach, but nothing major.

It comes down to the following:1. keep the deed on your name and get a great insuranceOR2. take the risk of the trust + LLC combo knowing that because you are not compliant with you insurance and mortgage contract the LLC protection might be voided.Personally, I am going to keep it simple and boost my umbrella insurance policy

I don't think you can refute a single one of the things I said when it comes to GOOD, REPUTABLE, MORALLY UPSTANDING wholesalers. 

Moral of the story, don't skimp on safety.

Moral turpitude.

If there are any cards with less than ideal terms and conditions and that have a lower  availability then what is reasonably useful for your purposes, you may consider closing the accounts of those which are the youngest to at least boost your average age of credit by a little bit.

@Shaniqua Dupree - thanks for the moral support [as always]!!