Are you and your money basically replacing the construction loan? 

The idea that you can build wealth without putting any money into it is a recipe for disaster and the sales pitch of gurus trying to steal your money.

If you want to deduct money for cleaning, hire a cleaning company (which I know you said you don't want to do). 

You will use conventional or FHA, but it's VERY hard to win in Northern NJ with an FHA loan on a multi just because most sellers interpret FHA as not having the money instead of an investment vehicle so that needs to be explained.You aren't going to learn much in an online underwriting course as most of those are for commercial properties and no one online can teach you how to underwrite a small multi in Northern NJ because the vacancy, cap ex, taxes, are all different.

@Omar Maresstart with a house hackif you don't have enough money to house hack, save up enough money until you dohappy to answer any questions you have here in the forumsgood luck

An example of this would be mixing your personal money and LLC money in the same bank account.3.

You have just saved yourself money and a headache from work or workmanship that is probably not up to your standards.Good Luck

I bought a 2Bd 1Ba SFR just outside Indianapolis for $35k in January. I intended to BRRRR the property & spent about $40k total to fix it up. Major issues with the 1st contractor, but 2nd contractor fixed things f...

I have a team of professionals working alongside me including a real estate broker, contractor, project manager and hard money lender. 

What doesn’t sit right, the concept of the time value of money?