Your draft person should know about this, but make sure you check this.

I was thinking of purchasing small multifam 2-4 units with DSCR and using personal loans to cover the 20-25% DP.

My realtor recommended a GC he’s used in the past for his personal properties.

I personal would only explore re-financing with other lenders (having conversations- getting to know what they offer).

The magical power of a personal guarantee by an officer of the company is that it aligns the spending preferences of the company with those of the guarantor, which will just happen to align with your preferences.Truly an amazing power, in my opinion.

I, personally, prefer not to be cash flow negative assuming 20% down on a deal.

The person then gets called and qualed and so it begins.I am reasonably tech savvy but not as much in this realm (not yet I guess) and nobody end to end owns the process.  

It just depends on your personal situation and overall investment goals. 

Used personal funds for literally everything.

I personally don't believe there are investors with hundreds of thousands of dollars to spend that couldn't think of doing the same, going to MLS and finding a wholesale deal.