100% LTV properties

[Alex Ng]

Hi, I'm looking to scale my portfolio. I was thinking of purchasing small multifam 2-4 units with DSCR and using personal loans to cover the 20-25% DP. I choose multifam because they have higher cash flow. I ran some numbers on a few markets and I find I can cash flow 500+ with my 100% LTV method. Is this worth pursuing? I am aware 100% LTV could risk overleveraging. I was wondering if there were risk mitigation strategies I could employ. I plan to save the rental income for reserves, screen tenants properly, buy in C+ to B class properties.