Retail use or office buildings are $1M+, but I'm not a developer at all.In my mind, considering a property is already present (and might involve demo to upgrade the overall property), what's the best way to analyze this property.

If the IRA is involved, then you personally may not bring money into the deal. 

Also likely, the property is a little bit unique and that might have scared them away.Thanks for the feedback regarding lenders and others involved!

Your best bet in the greater Phoenix market will be a four unit property, because it's tough to make the 2 and 3 unit properties cash flow with 25% down.

All involve a car and beer.

Part of that involves tracking depreciation on the property. 

., but just can't bring ourselves to give the lenders all that money as the additional costs and higher rates involved in those types of loans makes the numbers seem worse, and stocks have been a better alternative for us recently than taking out expensive loans for more real estate. 

We learned a lot about what we shouldn't do.Currently my job is in clinical research and involves a lot of travel.

@Russell Holmes, every deal is different and with each one you learn more and more so don't bet yourself up.  

These are things like:  talking to people,  getting over the fear of the phone, hard work , taking risks and betting it all, handling failure and rejection, perseverance, and picking yourself up off the floor, dusting yourself off and doing it all over again.