I think this is going to vary widely on your market. 

This wasn't more widely publicized.

Those are the types of people you should listen too because they just share knowledge and are not trying to give an angle to push you toward some over priced guru

There is a benefit to those wide baseboards in older homes . . .  

Hey Chris,Yeah, it's going to vary pretty widely by group, and even internally within a lender their programs will vary based on the committed square footage that is committed to residential v. commercial.You will also likely find variance depending on where the property is located and the active tenant situation.

I just bought a house in los angles and can only afford the mortgage if I get roommates.

There are plenty of unscrupulous people that do this.But they fail to realize that if they offered a satisfaction guarantee, they'd make a lot more sales than they get scammed for.Now with Sean, his offer to refund the purchase if one makes a deal is widely used because it gets people to take imperfect action.

They are good words and I agree with them but what you think should be "the process" and what another might think should be "the process" may differ widely.

A million total dollars used is next to nothing right now, experience-wise, so you are asking people to invest in something that is fairly new and in an asset class that has been headlined widely as doomed.

Recently I was in North Carolina where state wide growth has been 9% and there are 6 areas where growth is over 20%.