Beautiful Family and great share @Stephen SetzerThere is ZERO DOUBT you are on the right path and finding your way. 

The Louisiana insurance environment is in a bit of a rough patch at the moment with few carriers writing policies.

I think I have financing in place and a decent agent at the moment but am open to making new contacts.Also curious as to if there are any RE Meetups in the area?

This was a while back, but I have great memories from the place; it was really beautiful, right on the beach.

Just what works for maximum pander-value today, find a "rich" to frame-work and hit-em, blame-em, put all the worries and ill's of the world on em, and nobody will pay a moments attention to the REAL facts and work of things. 

Taking that money out and anything that leads to more people using the equity from their homes and reduces the friction to that process is not good in the long run.As a NPL buyer who buys 1st position mortgages, we do watch stuff like this carefully as the moment these borrowers get high CLTV's any drop in pricing and change in economic conditions will lead to more foreclosures versus bankruptcies.

Frustratingly, those projections are released at the exact same moment as the Fed's rate decision and there's every chance that September's installment will cause some volatility in the bond market.For instance, if the Fed's projections are surprisingly friendly, mortgage rates could fall sharply on Fed Day and many uninformed onlookers will falsely conclude that the Fed rate cut was the thing that did the trick.One caveat to all of the above is that these conclusions are only as good as the market's understanding of the Fed's probable course of action.

Thank you beautiful community for your feedback 😎😍

That condo owner had a sobering moment when he was presented with a $20K bill for recent water usage.TWOFrom personal experience, we recently bought an apartment complex that had submetering installed a few years prior. 

You can always refinance your HELOC to extend your terms or draw period but you're subject to the margin and index at that time relative to your current HELOC assuming you have a HELOC at this moment.