Almost all of the current investors doing Subject To, as taught by the popular approach of over leverage and little to no money down, are people with little to no capital, no ability to get a mortgage, with no experience and no ability to over come the issues.

Currently I can purchase a 550K home in Toronto with 10% down payment (I am able to save around 30K in a year).2) Should I not buy my first home and continue to live in a rented place and invest that money somewhere else?

The current guidelines reduce to 50%+/- and there are the equivalent on the waitlist.

Kevin If you don't currently have a down payment, you negotiate with the seller as to what is acceptable to them.

So, if you already have substantial sized company...what is your current bank providing you?  

Good afternoon everyone,I conceder myself somewhat a newbie at this, I currently have 2 properties, 1 I live in the other is rental.

Ask to speak with the home lending representative regarding HELOCs, and ask with my FICO score of ### what are your current rates and terms for HELOCs?  

My boyfriend and I are currently renting an apartment for what seems way too much and want to get into real estate investing.

I'm currently also the property manager. 

Good morning all,I’m a vet and current firefighter looking to build financial freedom.