Let's use a 125K property that I could get for 100K as an example.1) Could my SDIRA be a 20% owner with 'cash' from the SDIRA (no loan), and then I put down 25% (20K) on a loan for the balance of the 80% (80K)?

If your goal is to not have headaches, then pay 1.5-2x and get somebody who will do what they say, when they say it.It's definitely a balancing act, and many people have been through what you're experiencing.

Loans destined for the GSE's have to have a balance of $50k or greater.

He had a balloon payment of the remaining balance at a certain due date.

Just put down less money on the purchase and then pay down the balance.

Hello all,A couple of days ago I saw a 2nd position note offered for sale with the following parameters:Property FMV: $178000Property location: Illinois1st mortgage balance: $1380002nd mortgage balance: $46000Payment on 2nd: $293Payment left: 357Note sales price: $2290012 months IRR: 14.6%At first I got excited about 14% return and equity backing the note ($178K-$138K=$40K but the price of the note is $23K, hence $17K equity) but then I did some calculations and found out that the actual ROI is slightly over 5% compounded over ~30 years.

conventional" wisdom says max out your 401k contribution to lower your tax burden. 2013 was a good year for my 401k balance as the stock market was red hot (i have a 90% stock ratio because i'm still young), so I saw good returns on my investment.

At this point, the tenant has about a $6 balance after months of over payments.

However, when developing a balanced portfolio for an investor, we usually included real property.

I have some experience in small balance commercial NPN, and my suggested approach is really based on that experience.