This is what they will want to know right away to see if it will be worth their time.1.

Include copies of the cashed checks/ACH payments for the payments they say you did not make. 3.

In the last 12 months, my company (LLC, sole owner) did over 1.2m in revenue, and i have cash to put a good % LTV down.  

I've got the cash to buy it outright, then let him live there, rent out the other bedrooms to classmates, etc.

Richmond continues to be a fantastic market, and a good duplex is one of the few ways to still attain cash flow, considering current prices and interest rates. 

I do have cash flow from my current job however, I am recently married and about to become a dad in a couple of months.

I am looking at more LTR of SF, MF or commercial properties in markets that cash flow well.

Yes, it's a benefit for me as well, but it's an opportunity for them to put lazy cash to work.

Over the years I picked business degrees, real estate license, tax preparation training, loan officer licensing and training, investment / CFP training and it is all tied together in one big connected body of knowledge that emphasizes appreciation, debt pay down, cash flow, and tax write-offs...  

Cashed out on a primary to buy an investment when the rates were good.