The other decision I made early on is to focus on long-term rentals for wealth building. 

I'm under contract to buy a 1.2-acre land lot, on which I plan to build my primary residence.

Get rid of debt, build a budget, and save.

I've been converting unique buildings for quite awhile, very much as a side hustle, until recently.

I will invest capital to subdivide with the county, engineer the land and run sewer/water to the lots for resale and potentially keep 1 lot to build a future house. 

I have a strong credit score and expect I would be able to get approved for this mortgage.Monthly taxes = $155/month ($1,860 annually)Annual insurance = Estimated $166/month (~$2,000 annually)Annual HOA = $196/month ($2,352 annually)Maintenance = Estimated $250/month ($3,000 annually) (0.5% of property value given that this is a newer build.

I have a decent apartment building in Hagerstown Maryland with a nearly useless garage.

Or are you at ground zero with no experience no cash and want to use real estate as a tool to build wealth?

U need money to transact in RE.. other wise become an Agent or a lender and make fee's to build up your money bucket.

Hi Michelle ,Another chicagoland wholesaler here....consider building out your own list by driving for dollars or getting government lists.