Tenant fills out app and pays fee,   you screen in the software, deny or accept.   

You cant deny that Milwaukee is also a place where you will see all four seasons....

Hunting lease owners chase me around for a few days with verbal abuse but I remain calm. 

I am in a long term relationship with an abusive person.

I am wondering if anyone has any experience transferring title if the mortgage holder denies the request.

She denied.

Any area that has a huge swath of ESA abusers will eventually see an upward pressure on rents anyway.

Just know that they may not take you as seriously or may deny your offer.

If your wife has given notice at that point, the answer to that question will be "zero" and if her income is needed to make the math work, your loan will be denied at the last minute, typically this will be after you have released all contingencies. 

You learn that your transaction is denied at the end of the transaction, when it is too late to rectify the matters.