The terms you are seeking would be from agency debt, and if you can get over that $1M loan balance, you could pursue a Freddie Mack Small Balance Loan.

No agency is going to solve it for you. 

She probably left because at the time it was announced the moratorium was ending, we had served a 5 day notice, and sent her to a collection agency.

Some agencies, most, require you to IPRA the information you’ll be collecting.

If an agency hire, you might be able to simply contact the agency as a reference and one call saving you the small screening fee/legwork. 

Agency" products refer to conventional, FHA, VA, and USDA loans. 

I know REIs aren’t always the most risk tolerant but with the adoption of crypto to the mainstream, is there private money that wants to work in the crypto backed loans/financing world?

Like, you could hire a coach and that would help, but a marketing agency might convert to deal flow quicker and thus be a more effective route to your goal.I tried the who not how thing on marketing to get more deals last year.

That, or a local REI group on Facebook have been a great source of investor-friendly resources like Title Agencies, attorneys and accountants when I've needed one.

Give them an Adverse Action Letter and let them contact the credit reporting agency to figure out why they couldn't qualify while you focus on finding a tenant.It's not your job to prove someone's information.