-I don't work in Martis, but I have subcontractors who do. 

However, the lender I am working with is part of the Maryland mortgage program that give you the 25K silent loan that needs to be payed back if you sell or refinance.

Interest only on 30 products used to be decent but now for what you save in the interest only period you really pay the price later when that period ends.If you are getting under value by 30%, then a plain FRM should work fine. 

It is still a good deal and the numbers work great!

Here is what I say will have the most impact on your ROI from using a VA to cold call for you:1) You need to plug in the VA into a system that works.

The police said the tenant had 4 other properties he was doing this work at. 

Not to say that you couldn't make it work.

as said above by Clay rentals need to be bright, Clean and working.  

Those numbers do not seem correct, unless you are using terms like loan amount of $104,000 is the unpaid principal balance (which is the amount that accrues interest), and the $270,000 is the total payoff.There are two components to a mortgage statement - the first is the reinstatement amount - this is the amount to bring the loan current.

Risk Assessment: Consider vacancy rates, potential repairs, and unexpected expenses.Once you're comfortable analyzing a few deals, you’ll be in a great spot to pull the trigger on your first property.If you need help with financing or want advice on what options might work for you, feel free to reach out.