Will appraiser count income from all units if title shows all the units or will there be a red flag with MLS / OM and city showing one less unit? 

If that's the case, why not go towards a Conv. loan, you have the W2 and own your business plus you can use the income (75% of the rental) from your current property once it rented.

For example I have house hacking clients in Malibu doing STR and the city imposes a 15% gross income tax.The popular areas (Joshua Tree, Big Bear, etc.) from what I am hearing are over saturated.

I have a large income, great credit score, a down payment, just not enough for 20% down OR not enough down to meet the conforming limit of $766,000.  

Some that I have found seem to do it all including locate properties, generate leads, and some just run the numbers and generate reports.So far I have looked at these:Sure, here are the links to the mentioned real estate investment analysis software:DealCheck: DealCheck is a comprehensive real estate analysis software that allows investors to analyze properties, estimate rental income, calculate cash flow, and evaluate potential returns.

I'm looking to invest some cash for a passive income (don't get me started.

Given they want to cater to lower income tenants, I would be interested in their collection rates, which I bet aren’t great.

Hi Melanie,We have the ability to lend 80% LTV on a Cash Out Refi as long as there is a lease in place and Property Debt to Income (PDTI) Ratio is 90% or less.

The owner is hoping for something closer to $200k to reflect the income but that is way out of line ( I think ) as the property will need work, its not going to appreciate much if at all and I don’t want to buy a $20000 job !

have your information handy - income, debts, etc. just tell them you're not ready to have your credit pulled but you'd like to know what you might qualify for.