If your primary address is set up to your property and you sleep there once a month, that may be enough to count as "owner occupied".Hopefully this helps a little bit, I am sure there is a lender on BP that can give you a more accurate answer.

There are a lot of preventative/proactive things you can do, including, but not limited to;1.

Talk to a CPA (which I am not)... you could do a 401(k), but 401(k)'s have a lot of rules and are fairly expensive to set-up and administer unless you already have one set-up for your business. 

I’m looking for recommendations on lock sets for my common area entry doors on my 4 plex.

I am sure some of that is analysis paralysis but when it's your first, if I lose money on it, will set me back quite a bit on my planned timeline.

Hello, Others have answered your questions, but I want to mention that if you are prioritizing the cash value, you should really set the policy up for Infinite banking. 

We're all about providing top-notch service and ensuring that your investment properties are not just assets, but thriving ventures.What sets me apart is my extensive network spanning across the United States.

Our program sets agents up with a team so they don't have to do the "extra work" of being a MLO.

The first round is setting expectations and reviewing all documentation, calling landlord references, etc..

Or should be make the tenant set that up in their name to pay for it?