Overall I would personally consider how I can still grow with the freedom that I have focusing on my real estate.

Some of the heavy hitters here in Chicago discussed the ADU program with a very nice person from the building department.

Private money and personal funds.

I asked when the other person will retire.  

Here’s a breakdown of the main ways investors fund their first deal while minimizing their own cash outlay:1.Private Money & Hard Money Loans– These lenders focus more on the deal than on your personal finances.

Personal Guarantee: Will you require this?

I'm not a professional Tax person.

@Tom Nagy There are a number of existing forum threads covering the challenges RAD Diversified has faced with a number of investor's personal accounts of their own experiences.

Instead, he said to borrow the money from a person from Canada and pay them a dividend on the borrowed money. 

Me having several thousand good reviews help, but personally I would not book a property with 0 reviews.