This ratio, which is calculated by dividing their total monthly household income by the amount of the debt payments (car notes, credit cards, mortgages, etc) that they are making each month, let’s us know if picking up the debt for the property will be too much for them to handle. this should not exceed 40%Credit IssuesThe next thing you are looking for is to see if they have had any major credit issues in the past 12 to 36 months; don’t be afraid to ask about it.

If you don't have a library card don't worry!  

Now the not fun part...A San Jose Code Enforcement Inspector sticked his name card in front of my front door.

As is handing out your business cards to all the neighbors and ask them to contact you if they have concerns.  

Good credit  but not enough  I T R .Recently , job downsized  so 0 income .I have Low debt . only credit card is because I met the wrong guru and got S U C K ED into the Armando Montel ego b.S . but got smart  before spending $40,000 T.

Put your "we buy houses" yard sign out and grab a few business cards when your out walking your dog.  

Having gone without credit cards for the past 5 years - following a bankruptcy - I need to obtain a couple credit cards in order to facilitate bidding on foreclosure auctions.  

Yes makes sense, so it's just like a credit card but the amount you qualify for is based on your house equity?

It happened to a friend of mine who paid his personal credit card with a business check.

., no gifts (even from wife), credit card advances, etc.