I am surpised it was not in your original docs, but they can't change terms mid-stream unless you break covenants that would allow them to call the loan...then they can renogotiate or require the payout.

If you are looking for great areas to cashflow and very reasonable ARV's that allow for value add investment strategies, I can't reccomend whitehall enough.

Trying to keep the logic simple if every house you own you can deduct 3 main categories on your taxes (property taxes, depreciation, mortgage interest) if I paid off a house I would make more with only two primary deductions.  

With insurance premiums for apartment properties increasing so dramatically in recent years, I am leaning towards trying to save some costs by increasing my deductible to the highest deductible possible.

BRRRRR does not work on most deals. the deal has to allow enough "Value Add" to work to get all or nost of your money back out.

In my case the property is old, bought in the 1980's and was a primary residence for many years,(until recently), there would be a significant amount of money spent on capital improvements over those years that could be added to the 250K exclusion + basis that could be deducted in a typical residential sale.Therefore is that extra capital improvement deduction lost in the 1031 transaction ?

I'm not allowed to post my phone number on the forum, but it's in my profile.

Now on call 2, I take what I learned from call 1 and use them to ask better questions and speak more intelligently about the market allowing the agent to go into deeper depth which allows me to learn further and now on call 3 I know a lot more about the market and the names of the neighborhoods and now I can have an even better call. 

Usually, there will be a clause that $150 will be deducted from the reno cost if you give them the job. 

You have to live somewhere.You may need to lower your return or cashflow expectations so you can get into a house hack that will allow you to avoid throwing rent money away every month.