John Sheedy hit it right on the head.

When you walk in you get hit with a strong cigarette smell and you can see some residue on the walls from it.

He went over my credit with me and I'll be hitting a few thresholds in the next couple of months that should bump my score up.

I’m not too familiar with finding properties before they hit the market, but I can tell you that when I began looking at investing in bank owned properties in Florida (where there were roughly 1,000 turning over every month or so in the markets I was interested in), my natural instinct as a former analyst on Wall Street was to build a financial model that could quickly get comps and find the value of the properties as investments within seconds.

i do it on the cheap by using google earth to get the mailing address for both ends of the street plus the houses that i specifically want to market. then send them a handwritten letter. much more direct, much more cost efficient.

Quit before I hit 60?

Forrest Gump:It happens.Bumper Sticker guy:What, $hit?

The only time the bank took so long with one of my offers on a highest and best, I only found out it sold when it hit the public records as sold, for thousands less than my offer, which really baked my noodle.

And dosnt hit your score.

I handed a $1.25m check to a widow with 3 year old twins after her husband was killed while cycling during a hit and run accident.