Umbrella insurance in Wisconsin

[Uwe K.]

Does anybody here have a private umbrella insurance in WI? Looking for particular input how the following transition happened for you. This is not directly related to REI, but like I, many may have an umbrella policy simply because of rentals:

There was that change in the law a couple of years back regarding uninsured and underinsured motorist coverage related to umbrella policies.
My insurance company handled it this way:
They automatically added the coverage to my policy and added an opt-out form I can send in. Doing nothing I got charged a total premium more than double. They claimed the law required them to add it automatically (highly suspicious of that...)

I know how to proceed and file complaints etc., but before I start this I wanted to check on possible input from other WI residents with umbrellas. Are you getting wet or is it holding up? :)