I currently manage two single-family rentals, each generating 10% gross cash flow.

Hello,I am currently in the process of closing on a duplex near Lima, Ohio that I will be house-hacking by living in one of the units for a couple of years.

I've been reading through the posts and seems like this is the place to be for RE stuff.I house hacked my way into my current primary residence, put significant work into renovations, and am ready to move for several reasons.

You will benefit from low-down payment options (3.5-5%), possibly reduced living expenses, appreciation, and loan pay-down.

Currently, I run a small sign shop here in Mundelein.

I just started to look at HELOC's, and don't think it'll be worth it to refinance because my low interest rate.

I have a tenant who has never been able to make rent on time, they are typically making partial payments throughout the month to get current on rent before the start of the following month.

Storage, i was looking at getting a bed with under-bed drawers, as well as a dresser in the bedroom.The current stair design allows for a closet at the bottom of the stairs that will house the hot water tank, and additional storage for cleaning supplies, suit cases, etc.

You can be current on your mortgage and do a short sale if the math works. 

I currently rent and need to move out of here.