Work done prior to the property being put 'in service' is just added to your cost basis.   

He focuses on sales training.

(Don't get them confused with Waterstone Bank, they don't service FHA loans.)  

If the terms of the mortgages were refinanced into 30 year AM (amortization) the P&I (principle and interest) payments would appear much lower and hence the resulting cash flow would be much higher when they (lenders) go to calculate your cashflow for DTI or debt service coverage purposes.This also could be an issue with how you file your tax returns for all of these 15 doors or a combination of the above.Either way its really easy to fix.

I am an investor myself building a portfolio for my family and am always available to be of service.

These are professionals with additional training and a stricter code of ethics.

WIth the monthly expenses what they are and no mortgage you are taking into account vacancies, repairs, any services you would pay for etc.

Matthew 5:7   Your $650 rent doesn't have anything to do with betraying, it is a fair trade for the service that you provide. 

Surname is optional but make sure your business name is a clear indication of your product/service.

Hey Bryan, I would always be suspicious of anyone trying to convince me to pay more money( a whole lot more) for any service.