There are several lenders specializing in such, here is a list that you may find helpful:https://www.biggerpockets.com/blogs/2810/50272-lis...You can do cash-out refi, but you would have to wait several years before you could do that, most lenders will not use appraised value until 3 years after the purchase, they will use purchase price as the value.

I get why some would say investors are causing the affordability issue, but my guess is it would be a lot more productive if policies/discussions focused on two issues, (i) why haven't wages been increasing as asset prices and rent have gone up the last 10 years and (ii) why isn't there enough of an incentive for investors to build affordable housing.

I know that no matter what our first deal looks like, there will be some kind of rehab involved and I want to learn-by-doing as much as I can.I don't have an abundance of time, as I work full-time as a Product Manager in Technology for Disney...but I have some evenings to spare and most weekends with enough notice.

Try Chris Hulser, he specializes in Madison (West Huntsville).  

Do you have an agent that specializes with investors? 

Just call around and ask what type of loan products they have available. 

We voted down a special assessment of $2,500 for painting back in October and a $100 increase in dues for painting in December, but the board has just sent notice of another meeting to be held in March for a vote of a $2,350 special assessment. 

That is very impressive, specially given that this is your first deal.

The presentation was put on by an attorney that specializes in this exact transaction. 

I’m looking for recommendations for a small business/real estate attorney and CPA. they don’t have to specifically specialize in real estate.