The bottom line is that you have to sleep at night so you have to figure out what strategy you're comfortable with.

If having no debt helps you sleep better at night then why not.

You can require a Veterinarians health report on the animal AND require it be annually updated; we require all are spayed or neutered to minimize aggressive behavior and prevent the issues arising from multiple offspring; the animal must be carried by the handler or in a carrier when in confined spaces such as elevators, stairwells laundry rooms etc. unless doing so prevents the animal from performing tasks it was trained for; handler must clean up after the animal in all common areas and prevent offensive odors from emanating from their unit; handler remains responsible for actual damages caused by the animal including cleanup and damage of yard areas; nuisance animals that bark or create other disturbances NOT related to their specific tasks are grounds for removal of the animal and/or the tenant with appropriate notice.Some states do have more or less restrictions within their Fair Housing laws, so you do need to check on that, but our policies have been reviewed and approved by our RE attorneys.

Cash flowing paid off houses can be a tool to eternal "great nights sleep".  

I am looking to just network myself and want to make some contacts in the area of people who are interested in making money while they sleep!! 

He finales with telling you "you wont be able to sleep tonight!"

I would focus less on the number of 4K and develop a system that allows you to embrace and stick to your desire to stay debt free, that is the one thing I can derive from your posts is that you lean toward debt free; I can guarantee that nearly everyone in real estate during the 08' fallout was wishing they were debt free or close to it, while everyone was pulling their hair out losing their retirement or everything they had because they were over leveraged, a guy who invested debt free was sleeping like a baby and scooping up discounted investments left and right.

I was part time for about 16 months before I made the leap to full time, losing sleep, staying up learning until 3am and out the door for work the next day a few hours later. 

Sleep peacefully at night.

I'm left with an angry neighbor who feels like I'm not respecting them and a disturbed guest.