@Jordan Higley You have been gifted an amazing opportunity.I would RUSH to refinance, but only if the seller would sell to YOU at a discount.100k at 3% for 30 years  and you should have a current payment of $421..60A note buyer will want, assuming you have paid on time, and have stelar credit and 20% equity in the property, 8% .  

You can provide lunch and a couple of $100 gift cards or something as an incentive for the agents to show up.

You live in one of the units and rent out the other three.You could go FHA and they allow a full gift for down payment from your family.

When the seller needs monies to move I will also pay the moving company myself or purchase a gift certificate, NEVER GIVE THEM CASH.3.

This equity interest and its accompanying membership in Vivos, is fully transferable, can be sold at any time, willed to heirs, or transferred as a gift to anyone, subject only to the newly designated member's approval by the Vivos Selection Committee.

For non-custodial parents, in most states if not all, these payments are considered gifts, and your arrearages increase with interest and penalties.

is this a gift horse or a disaster waiting to happen?

Since it's a commercial property I'll need a higher down payment which I would receive as gifts from family members and friends.

The 2nd grade sang us a song, another class read us something, the FFA read us their creed, the local Police Chief gave us a special coin for partnering with the community and then there was the gift baskets and 100's of Thank You cards from the different classes for the donation of the land.  

Everything from high end laser inlay fountain pens to "daily-driver" twist pens to corporate gifts.