All I hear are negative things about "part time" Agents.

It'll be similar in concept to the 50% rule that we like on bigger pockets.50% rule: rent * 50% - mortgage payment.What lenders do: rent * 75% - PITIA.If that calculation yields a positive number, we've got some amount of qualifying income.If it yields a negative number, we've got a monthly debt obligation.Note that this is in lieu of "PITIA as monthly debt obligation, period."

I am so tired of the negativity in these posts. 

Sheesh the negativity. 

What was affect (positive or negative) on your investment?

Unfortunately, even with her deposit, her account is negative about $500.

Is there a median price point which if above it would be more negatively affected by a potential slowdown?  

Negative or otherwise.

Every AC unit I look at has negative reviews.  

Also carrying over a high balance for a few months might negatively impact your credit score, depending on how high the balance is to the amount you can borrow.