You can use the BP deal calculator a few times for free.

The BP calculator would be a good place to start. 

Etc.I think your best bet is to get a grasp on exactly what this property is costing you so you can decide how to best move forward. 

Then I would calculate everything with financing, add in the variable expenses, and see if it still has acceptable returns.

When you're looking at a "whole calculation" you'll find that 90% of the effort is in constructing the cap-rate. 

You could always have someone else co sign but that has its own issues.Your best bet is to do great in school, minimize student debt, and work an internship or two within your field while in school.

But I'd like to run the numbers in the scenario as I move out after 2 years living there to check the cashflow- Financing: owner occupied conventional loan - Downpayment: 5% - Interest rate: 4% - Loan period: 30 years (fixed) - Vacancy of 5%, Repairs of 5%, Capex of 5%, and PM of 10% - I assume I can get 10% discount based on how long it's been on the market (purchase price of $719,100) - I used Realtor.com from the link and based on purchase price of $719,100 it gives me prop tax of $749- I relied on the listing agent data of $92 per month for home insurance - I relied on the listing agent data of $112.50 per month for water, $112.50 for sewage, $95 for garbage, and $60 for lawn care (assuming the tenants pay for their own electricity and gas) - I left PMI to be 0 since I do not know how to calculate this Result: Based on assumptions and MLS listing, this property cashflow -$1,280.00 (aka, a horrible investment).

Terminal fed funds is between 2.25 and 2.50 according to those who bet on that for a living.

(Having trouble calculating this number)Any suggestions on how to reduce the cost even more?

I’m a basic meme bet and I have a feeling that I may be clicking links that only pro members can see.