I'm not renovating much more than what's typical in the area (C, C+ area) but almost everything had been original from 1985, so it's updated quite a bit.

Not sure if that's necessarily the case: I have excellent credit, only debt is my mortgage (no car payment, no revolving CC debt, nothing) and my wife and I combined make well over six figures.  

First connect your CC to QBO.

It was brought up by two different lenders that CC adds risk to the investment value in Wagener.

We know what the default rate on CC are that's why the interest rates have to be so high once you get into the situation were you can never pay them back.However again let us know how you do...

I'm targeting a C+/C neighborhood where I feel there is a need for more quality agents.

No cc auto loans nothing just living expenses and insurance a month.

The hosts are paying utilities, commissions, have vacancies, CC payments, insurance, mortgage or rent, cleaning, furnishing, maintenance, time spent, risk, etc. 

Purchase price: $136,000Down payment + CC: $29,200Repair Cost: $71,000Interest only at 4% for repair cost x 5 months: $1180All utilities splitTop unit rented annually for $1500/monthBottom unit rented annually 1450/monthTotal rent $2950All in for 101,380Appraised at $337,000 Cash out refinance for $100,000Total cash left in the deal: $1,380 .

On my rentals, I have my dedicated go-tos (Handyman/AC/Carpenter/Drywall/etc)...and have them on speed dial/they have my cc on file.