Please note the information provided below is a layman's definition designed to provide a basic understanding for the general audience.

We currently use Podio, but we hired a developer to customize it further, tailoring it more closely to our systems and processes.If you are just starting out, you could use the basic Podio template and continue customizing it over time.

I currently cash flow $400 dollars a month.

this is a toughie. hard money specifically is equity-driven, meaning they'll likely want 40%+ down to even entertain the deal. additionally, land without improvements is often very inexpensive (relative to land with improvements), usually pushing below a threshold which makes sense for a hard money lender. if you're not intending to build right away, then i think you'll have the best luck with private money instead of hard money. usually higher leverages than hard money, and more negotiable terms.if you are intending to build on it pretty right away, a ground-up construction loan could work, but those will typically require some ground-up construction experience (on title on other ground-up deals), or an extensive portfolio of heavy rehabs/ rentals/ strong liquidity. those will give you acquisition monies (to buy the land) and build monies (to build the improvements).

The folks currently purchasing 2-4 unit multifams are owner-occupying buyers/investors and they are being more cautious with their purchases due to the overall market rate conditions. 

In 2018 we began sourcing off market deals by doing direct mail marketing campaigns.

I just shot you a direct message.

Below is a picture from a tornado that hit one of our properties and another of a fire claim we had a year later.I'd look to find a reputable roofer that has experience with insurance claims.

Hey Saed,Given your current situation, even though your W2 job isn’t related to your degree, the key factor for FHA qualification is income stability.

What if a married individual has income of $200k+ but the spouse is not in workforce, so that is the total income. i.e below the $300k limit for married filing jointly.