I am pretty new on here as well but it has been a great source for info and learning so far.

@Jesse Wixson is a great source for information.

I'm worried being that my credit isn't great and I don't own any asset's do I even stand a chance at getting financial backing from funding lenders and or any other sources?

The bank will want to see a source of income.

My father has been a real estate sales person for about 40 years and he has taught me a little bit.Whether you become a wholesaler working the numbers is critical.  

Does anyone know of a good source for properties with 4-12 units?

And most critically, we've had to explain the sizable amounts of money we've spent overseas and on travel expenses - as our first daughter is from Colombia, and our other two are from a country bordering Turkey and Iran.So yes: we've traveled extensively to countries with colorful histories, and have large transactions of cash in and out with some degree of frequency - we're the perfect borrowers :-)

Truck mounted professional carpet cleaning is powerful enough to extract all the water, which is critical when cleaning carpet.I would not use bleach, but I would try Oxiclean on it.

IF you had your agent source the OM from them, I assume that the CA would be slightly different where the commission split would be explicit.If you have not signed any CA, then I believe your agent can still contact them to get agreement regarding the commission split.

If you both have a source of income, then one of you can get up to 10 and the other one can get up to 10.