When it comes time to list just tell him you are selling it yourself but you will happily pay him a buyer broker fee if he has a buyer.

I've had second thoughts and now want to back out.Can I still do so without any penalty(like the broker wanting to be paid)?

I got mine through an insurance broker.

I was recommended to check out Windemere and Coldwell Banker from a friend.Would you be able to recommend any real estate brokers that you have worked with or know?

Some brokers like Etrade let you borrow against stocks if you don't want to sell stocks.

Most will give you credit for the bonus income so long as you have consistently received it over the last 2 years and that its likely to continue.As far as getting pre-approved via a credit union or a bank, keep in mind that credit unions are regulated much differently than banks and mortgage bankers, so they typically dont have the depth of programs and cant go to as high of an LTV on the purchase as a bank or mortgage banker / broker can.As far as 4 units being tougher to finance.

As a broker I would not accept cash as a deposit.

I don't know the ins and outs of how this guy is going to publicize your home or if he's going to show it.If your friend does not have a broker's license, you're going to want to be really really careful.

You can not pay based on the sale of the house unless they are licensed (and you will have to pay the broker, not the agent directly).

A competent mortgage broker should be able to help.