@Cody Barrett thanks for the code, but it is my understanding that you cant ask this of the "service animal", but you can ask that question if it is a "comfort or companion" animal.

Also with the house being built in 1947, I concern that they may want me to bring it up to code with electric and plumbing; which my blew my budget.

So since my home was built to code in 2006 when the BFE was 165, my insurance rates are based off the BFE of 165. 

In fact the 92024 zip code boasts of some of the most expensive properties in all of San Diego County.We are installing a 1x1 foot footing with an 18 inch rebar reinforced and concrete cell filled block and mortar stem wall  around the entire perimeter of the footprint in order to support the new interior drywall, exterior Hardy Board Cemetitous siding and a 12/12 pitched metal roof.I'd say that's a pretty safe bet considering we're going to have to spend close to 75k (our cost as contractors) to strip it down to the bones and rebuild it from the mainframe up to and including the roof.

Zip codes or areas that would be rental friendly.

Does anyone have some suggestions on zip codes, property management, lenders, commercial brokers, or suggestions if I should partner with an experienced local investor?

For roaches if two or more units are infested the landlord could be in violation of the Chicago building code.

If you can manage to flip wholesale deals you should do well...I'm finding it very difficult to find cheap properties though, especially in my favorite zip codes .

There are plenty of single people, childless couples, or single parents with very young children still sleeping in the room with them that will work for the 1-bedroom units.Besides, the top two demographics for this zip code are singles or married couples with no kids, and they total 34% of the population for the area so there's your renter right there.

They will alter the policy as needed, but I would recommend adding sufficient premise liability insurance in case there is a fall or something.