Service Animals, what's an owner to do?

[Kim Meredith Hampton]

I manage real estate for investors, and wanted to hear from the insurance brokers as to what your feel is for the growing number of "service Animals" in rental properties. The biggest concern that I have is that we can't ask anything from applicants with a dog or miniature horse as their service animal, even if the dog is one of the vicious breeds not covered under insurance. What happens if the dog bites the neighbors kid, etc.... would the owner be covered?