Approx 500 pages total in case your thinking "oh I'll download then print it out."

IF the fee was not disclosed on your LE, or subsequent disclosures during the process, and there is nothing in the fine print of your disclosures that indicates the lender charges a $100 appraisal review fee, (which would be a separate line item from the Appraisal itself, since that fee is paid to an AMC [Appraisal Management Company] on your behalf) then I would ask them to take it off. 

I'll be printing them out and everything from home. 

@Dan Kaiser, you can jump online and print a copy of the State Fire Codes which will explain what is required for the different types of residential and commercial dwellings in the state.  

Having cash flowing, non RC property in SF (as I do too) is basically like printing money long term :)

@Derek Okahashi,If agents won't take your money, maybe you should check your printing plates and see what you did wrong  ... :-) 

I have sent hand written letters or printed business letters before to other lists with not much better results.

With regards to the other fee structures, the point of the post is to bringup up the missing print  aka what some of them HML don't tell you or advertise.james

You don't need a calc if you use a city's or county's standard plan or calculation, you print out that and attach them to the plans.

There are tons of great resources online and in print.