Anyway, I am a us veteran how hard would it be for me to obtain a federal loan to buy a fixer property and a credit check is not as critical to rehab a property vs the banking system?

(An example of a B+ home in a tertiary market that was purchased for $82,000 or so last year and rents for around $1,200 per month - not for sale, illustrative purposes only).You see these markets don't have enough inventory for the big boys to have critical mass, they are not scalable.

The best source of private money is your own networking efforts.

Even absentee with vacant house (Chris Clothier find motivated sellers now service) gets very low motivation.What is the source of your list's motivation to be such eager sellers?

(they will see this easily on your bank account statement) When I say you need to save up for the 3.5%, you really need to save it or get it in the form of an approved source for FHA downpayment assistance.

Folks,It is possible to build a Passivhaus compliant home (energy consumption <=15kWh/m^2 per annum) using off the shelf materials with a marginal increase in construction costs (~10-15% ... less as the workforce becomes more skilled).Primary heating and cooling of such a home can be accomplished via the ERV/HRV system with a small auxiliary heating source (there's a house here that has a 1500w auxiliary coil to provide additional heat to the fresh air supply during the coldest part of winter ... that's essentially replacing your furnace with a hair dryer).Even a near-Passivhaus construction (or retrofit) can lower energy costs 70% or more in comparison to the conventional (or even R2000) house being built in Canada these days.  

Deal sourcing and motivated seller lead generation could work if you can devote a little regular time to it.

Also, a good CPA that understands real estate and business structure is critical in these areas.Good luck!

I am pretty new on here as well but it has been a great source for info and learning so far.

@Jesse Wixson is a great source for information.