I mean, a local bank might be your best bet...but which one? 

Word of mouth and attending events to network and meet people will be your best bet.

Hey Account Closed, I think your best bet is to talk with the owner directly. 

Is a Heloc or 2nd mortgage a poor choice if I can get this property in shape by January/February?

Is a Heloc or 2nd mortgage a poor choice if I can get this property in shape by January/February?

For example:     Cash Flow + Principle Reduction + Tax Savings + Appreciation                                                                                                                           Cash InvestedSome markets will yield poor cash flow but excellent appreciation.... or vice versa. 

Here are three books I would recommend you read for different reasons:1) Rich Dad Poor Dad - If you have not read it already, this is a must.

Typically starting with an agent is your best bet since they have connections to lenders, contractors, and PMs that they've had good experiences working with.Good luck!!

@Dmitriy P.The system were in depends on poor money management by the majority.

Zillow's algorithm did a poor job distinguishing these less desirable homes and overpaid.