Much easier to pick once you narrow down what your limits are and then find the most valuable option w/ in them. 

I submitted an application to Wells Fargo, but was rejected due to the property debt service.

The title side has very limited involvement in the deal structuring and documents before closing.

@Kelvin FunesBergen county is a great area to raise a family, hard area for first time buyers for various reasons - the stock of multi families are limited....they rarely come on the market....and when they do they sell quickly often before hitting MLS.

If your goal is to buy a multi, id sell the condo and use the cash to put your goal of owning a multi on a faster track.If you keep it, make sure you fully understand any HOA requirements or limitations on rentals.

The 1135 sq ft brick house needs $10K repairs that would include but not be limited to new shingles and a new AC and maybe kitchen appliances.

If you have a landlord policy you should be able to claim Loss of Rent while the unit is being rebuilt up to the limit listed on your policy.

Take a look at the maps and look at the individual addresses that were used as a basis, as a rent comp in another section of town that may not be applicable could dramatically raise or lower the rents given. 

.- the schools aren’t rated the greatest and may be limiting your pool of buyers.There is something with that area that is causing homes to sit in the market.

Just take a look at the % over list price that properties actually sold at: the extremely limited inventory, combined with the strong demand shows no signs of slowing down.