House Fire: What should i do while its being rebuilt?

[William Huston]

Hello All, 

Learning RE investor here, own multiple rentals, but acquired them while in the military and bought to live in, not bought as rentals firstly, but turned them into rentals when i would move to my next duty station. 

Currently one of the rentals (Town House) i own recently burned down due to a kitchen fire. The fire didn't start in my unit, but it quickly was uncontrolled due to high winds coming off the mountains that day, taking out 51 townhouses before they got the fire under control. I had insurance on the property, so im covered in that aspect, because they are rebuilding my unit as part of a mass rebuild project jointly with the HOA insurance. So currently im paying mortgage and hoa on a property that is gone and im curious if there is something i should be looking into to make my situation better before its rebuilt.

I purchased the rental in 2009 when i was stationed in that area and due to the condition of it i got a really good deal on it did most of the repairs myself over time.....

Before the fire i was paying $280/month mortgage and $225/month hoa. Rent was earning me $950/month and was paying 12% on property management since i live 3/4 of the country away...

Last month i owed 34k on the loan still, but the last comparable property in the same property area sold for 139k prior to the fire, with the townhouse being rebuilt new here within the next year, i expect the value to increase with the updates in the rebuild...

Just wanted to get some input on situation, im financially able to cover this $505/month easily, but i feel like there is something i could be doing to offset this and figured the creative minds on here would help me out.