Any additional money that I pay (annual property taxes) gets added to matured unpaid principal balance at 10% and compounds monthly.

So I agree one way to save is to have a flat fee based agent put it on the MLS for a few hundred bucks (but those agents won't do the marketing I did as a listing agent and use methods I still keep secret) but offer the selling agent more then usual, not less, and price it right.

I have always, I like to think been really mature for my age.

This will put you back a couple hundred bucks and it needs to be renewed every 3 years.

Might cost you a couple hundred bucks up front, but it could save you significantly more in the long run.

I have a program I purchased once for 100 bucks that works in Excel.

Cash out will be used in part for maintenance of theproperty, and potentially to be utilized to purchase a second income property.Rate: 5.00% Fixed for 5 Years; Thereafter rate will adjust each 5 years, and will be based on the 3 Month Libor Swap Rate’s 5 Year Maturity figure plus a margin of 3.25%.

You could also just use a local bank for 1-4 unit properties, as they don't adhere to Fannie limits, though they will likely still have exposure limits to individual borrowers, expressed as either units or total loan volume, but this is often based on just that bank's exposure to you, not your total loan exposure as Fannie counts it.You could sell your most appreciated properties, where the current rent yields have declined due to price appreciation, then go out and purchase undervalued properties with higher rent yields, focusing on 3-plexes or 4-plexes where you get more bany for your buck on the Fannie loan tally.

They choose the home with the greatest bang for their buck in most cases.

Having inspected hundreds of homes during energy efficiency audits, what I have seen is a lack of air sealing & under/no insulation.The "Bang for your Buck" improvements usually are:1: Add more insulation in the attic, it can be stacked on top of existing insulation.