So, my question is; in GENERAL, has the STR industry matured to the point where any excess return is really just a return for being in a business rather than just a real estate investment?

If they were higher, I would keep them on excel with maturity dates and interest rates.When to refinannce is not only about the rate but also what you plan to do with the property, as at times its not worth a refinance if you are going to be liquidating the asset.

Maturity defaults and loan defaults are only now beginning to rise.  

You will likely see more investors with maturing debt, needing a temporary fix or permanent financing.

I will say I did a few 15 year terms as the extra few hundred bucks a month was proabbly just going to sit in my checking account and I also did it when my kids were younger so when the loans matured we would own them free and clear right around the time they were going to college.

I probably spent a few hundred bucks on my contract and assignment agreement. 

Keep Your Listing CompetitiveThe average guest stay is just 3.3 days, with a 38-day booking lead time, so:Nail your pricing strategy with dynamic toolsUse strong visuals, instant booking, and clear cleaning protocolsTurnover needs to be FAST, Consistent, and same-dayFinal ThoughtsThe Raleigh-Durham STR market isn’t dying—it’s maturing.

Owners of class C apartments with matured or maturing loans may feel a sense of hope now that the 10-year is dropping.  

I would like a payoff planner that helps me navigate the various maturity dates and interest rates of my (15 due in 5) mortgages so that I gain the best financial advantage when paying down principal balances. 

Two of the common areas of concern for HELOCs I see out there is the 10 year maturity date and the adjustable rate.