Hello All: A while back I read a post about advice to landlords and PM's to advertise units under renovation or repairs units ASAP - like when the previous tenant gives notice or is evicted - even when renovations are planned, not completed.

This is to count for vacancy, repairs, etc.Again, I haven't been in the mortgage business in a long time, but I also believe with a 4 unit, FHA caps the loan amount at 90%.

ie, buyer must complete repair A before date B or they are in breech of contract and the property reverts back to you. 

Seller finance isn't one thing, it is a series of techniques. 

I pay mortgage, taxes, insurance, repairs, management, etc.Account B: Tenant security deposit is held separate from all other funds to ensure I don't spend it.Rent income should be more than enough to cover the mortgage so why are you putting money into the account?

Some other items came up that needed repaired and I've used the property for other purposes since then.

When he became incapacitated and could no longer visit his unit, approximately 7 years ago, another family member, who had assisted him in maintaining the building, began utilizing the space for storage, vehicle repairs etc.

Do you landlords allow tenant to make repairs/updates to the property themselves on their dime?

Buyer wanted some plumbing repairs done at the property and he send me an amendment for repairs.

I'd live in the other unit and still pay close to $600u/mon for utilities, taxes, insurance, repairs and capex.