Many of those towns are inland.

I currently work in real estate sales here in CA but I also do some personal flips in the Inland Empire (San Bernardino County).

Listed 02.10.20161,090 sq ft3/2, Northwest Denver, near Sports Authority Field (Broncos Stadium)Sold in 2008 for 70KListed at 250K, 106 showings scheduled today, 46 tomorrow (as of 2PM today), people literally lined up in the street and yard.

However, rental demand is still strong in the Northwest area.

I live on the Northwest side of the city

North Las Vegas has great areas the more North West you go, and maybe its because I own rental properties up here and two businesses up here, so I could be biased, but I've seen much crappier neighborhoods in Henderson then I do in the general area of NLV that I work, live, invest in.These "boundaries" I've created for friends I've had move here in the Military have slid gradually to the North and to the West over the 11 years I've been here, but here is my rule of thumb for NLV........West of Losee, North of Craig.  

We offer properties in Northwest Indiana, about 35 minutes west of South Bend.

Glenwood, Revolution Mills, Northwest Yanceyville all have strong appreciation potential.

#2: what's the likelihood the value will reach $300k in Perris, CA (inland empire) again#3: is it wise to pay down with $10k to make to remove the MI, lessening the monthly payment amount.

Dude every one who comes to Hawaii has this idea but you are like 50 years too late... you are better off finding something in LA or inland empire if you want to stick to a tier 1 primary market.San Francisco, Hawaii, Los Angeles, Seattle, Boston are examples of primary markets which are NOT ideal for cashflow investing.