I think it's also important to realize that real estate for a lot of people isn't something that you just start.

Also, most people don't realize this but conventional loans also have a low down payment option.

I've spent a lot of my time listening to the podcast lately after coming to the realization that I've been a spectator to my own life, grinding away to get ahead.

I appreciate your feedback @Bob Norton, yeah I realized that as well.

I just realized what an excellent opportunity this would be to network with local investors and entrepreneurs in my town.

I also found myself eager to start and realized I had a downpayment, but if used that would have no reserves!

@Alexandre Marques dos SantosThat was exactly my dilemma, but after realizing the 25% down and closing costs and fees I would almost have nothing left as a safety net for any repairs or vacancies.

I realize there will be Taxes and Insurance costs, but what I am trying to clarify is when will we expect to start paying back the bank?

I've realized as I start to analyze properties my roadblocks are two areas.

So I facebook stalked her a bit and realized we went to the same church, I joined her bible class :) got to talk to her more, invited her to lunch.