Innovative Strategies
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by

Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by

1031 Exchanges
presented by

Real Estate Classifieds
Reviews & Feedback
Updated about 5 years ago on . Most recent reply

25% down and stay with parents or 3.5% down and move out?
I will be selling my SFH in March after having rented it out for one year. Expected to be left with $65k after CGT and closing costs.
My dilemma is should I house hack with 3.5% down through a triplex or quadplex or put 25% down on an investment property loan and rent all units out and stay with my parents for another year?
Most Popular Reply
Congrats on selling the SFH!
I personally would do 3.5% down, live in the multifamily property, and keep the rest in an emergency fund. After a year, you could move in with your parents or buy another property with 3.5% down.