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Updated about 5 years ago on . Most recent reply

User Stats

7
Posts
6
Votes
Lewys Jones
  • Rental Property Investor
6
Votes |
7
Posts

25% down and stay with parents or 3.5% down and move out?

Lewys Jones
  • Rental Property Investor
Posted

I will be selling my SFH in March after having rented it out for one year. Expected to be left with $65k after CGT and closing costs.

My dilemma is should I house hack with 3.5% down through a triplex or quadplex or put 25% down on an investment property loan and rent all units out and stay with my parents for another year?

Most Popular Reply

User Stats

133
Posts
83
Votes
Mary K.
  • Rental Property Investor
  • Rockville, MD
83
Votes |
133
Posts
Mary K.
  • Rental Property Investor
  • Rockville, MD
Replied

Congrats on selling the SFH!

I personally would do 3.5% down, live in the multifamily property, and keep the rest in an emergency fund. After a year, you could move in with your parents or buy another property with 3.5% down. 

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